Surat Terbuka untuk Calon Ibu Mertua, dari Gadis yang Kelak Mendampingi Anak Lekakimu


Teruntuk ibu,

Siapapun itu yang akan menjadi mertuaku

Ibu… Perkenalkan aku gadis yang akan menjadi anakmu nanti. Gadis yang sedang diperjuangkan anakmu. Maaf bu, anakmu sedang mati-matian mengejar mimpinya untuk memintaku jadi pendampingnya dan aku pun sedang berusaha memperbaiki diri agar lebih pantas ketika bersanding dengan anakmu nanti.
Ibu… Aku di sini ingin meminta maaf. Seorang gadis yang tidak memiliki keahlian apa-apa. Merias diri pun tidak bisa, gaya pakaianku sangat sederhana apalagi untuk update fashion, aku tidak mampu, bu. Tapi setidaknya akan berusaha untuk terlihat cantik di depan anakmu nanti.
Ibu… Aku tidak bisa masak. Masakanku selalu kurang garam atau bisa jadi terlalu asin. Membedakan bumbu saja sering kali lupa. Tidak sepertimu, yang sempat dibanggakan di depan teman-teman anakmu “Ini masakan ibuku!” Tapi setidaknya, masakanku nanti bisa menyambut anakmu di saat perutnya lapar.
Ibu… Aku tidak pandai merapikan rumah. Bahkan aku sering kali lupa, dimana menaruh barangku sendiri. Tapi jangan khawatir bu, aku terus berusaha memberikan tempat ternyaman untuk anakmu sepulang kerja nanti.
Ibu… Aku bukan gadis yang pandai menghibur, semasa hidupku saja masih sering menangis. Tapi percayalah bu, aku akan membuat anakmu merasa terus terhibur saat di sampingku nanti.
Ibu… Aku ini pemalas, sering kali terlambat bangun. Bahkan ketika hari libur saja, matahari dulu yang membangunkanku. Tapi tenang bu, aku akan menjadi alarm terhebat untuk anak dan cucu ibu nanti, karena aku lah satu-satu nya pengingat mereka agar tidak kesiangan beraktivitas.
Ibu… Tolong jangan maki aku, jangan benci aku dan jangan hina aku dari semua ketidakmampuan ini. Jangan pula bicarakan keburukan aku di depan banyak orang. Aku akan berusaha jadi yang terbaik, bu. Aku pun hanya gadis yang dikirim Tuhan untuk mendampingi anakmu dan terus berusaha untuk tidak mengecewakan anakmu, tapi caraku nanti sangat sederhana dan jauh berbeda denganmu.
Ibu… Jangan pernah cemburu denganku ya. Aku tidak merebut perhatiannya. Aku tidak mengambil rasa sayangnya untukmu. Aku hanya meminta anakmu berbagi hatinya untuk istri dan anaknya kelak. Terimakasih ibu, semoga anakmu tetap terus menjaga amanahmu dan taat pada ketentuan-Nya.
Dari gadis yang menanti kehadiran anakmu…

Working With Neonatal Nurses - A Bird's Eye View

Neonatal nurses are a difficult group to describe. I have a bird's eye view of them, working with them yet not being one of them.
I entered their world cautiously knowing they would eat me for lunch if I so much as looked the wrong way. Forget that I had any knowledge or even a personality. I knew that first I must just exist in their world and do no harm for a very long time, and if that plan worked out, maybe I could start treating some patients. I respected their protectiveness. I couldn't think of any group of patients in greater need of protection.
And slowly, they allowed me to be.
If you've never seen a NICU nurse work it's quite amazing. They can bundle a baby as tight as any burrito in 3 seconds flat, especially if showing a new resident how to properly perform this task. Seemingly regardless of their age and/or eyesight they can start an I.V. in a vein that's no wider than a thread or fishing line while blocking out all surrounding distractions.
And don't kid yourself if you're a friend of one of these nurses and you visit her with your new baby. You may think she's just admiring his adorable face when really she's trying to control her excitement about how good his scalp veins look in case he ever needs an I.V. in his noggin.
I'm telling you, they're just not right.
They are meticulous about the state of the baby's bedside and the baby himself, and are so anal that they typically revamp the entire area when they come on shift because the nurse before them wasn't quite anal enough. This is all in the best interest of the baby of course, and for that nurse's state of mind for the rest of the shift.
They have the ability to discern when a little 1-pound person just doesn't seem like herself from a mile away. They will do everything in their power to convince the docs of this and will likely not let them leave for the day unless they get what they want for that baby.
NICU nurses have known forever that these babies feel pain, even though it was difficult to 'prove'. They think about the babies on their days off, come in from home if they are dying. They provide a baby with lots of love one minute, and run to code another one the next.
They are expert at what they do.
Now that I've been working with them for well over a decade and they trust me not to do anything too stupid, I must say I understand them. This little world in the NICU is unique. It is at once a place of celebrating new life and the grasping for it. It has been noted to be a place of intense parental love or at times abandonment; parents sometimes lost in their own set of horrible circumstances. It is mostly happy. It is mostly positive. It can be devastating.
We tuck years of that pain into a place we pretend doesn't exist in healthcare. We go home and kiss our children.
I can't say enough about the dedication of this group of people. They make me laugh hysterically with the sarcasm and humor that comes with the territory. They stun me with the level of skill they take for granted and the patience with which they teach the unending line of new doctors, new nurses, and people like me.
It is an immense responsibility to dedicate your work to a place that never closes, which needs you for its smooth and competent running, where fragile babies living and dying can just be part of your day's work. All of that for a six figure salary............
Thank you to the NICU nurses, for your expertise, your example, and your friendship. May there be a place in heaven for you with a coffee pot, good Chinese food, and the perfect schedule!
Sue Ludwig OTR/L
President and Founder
National Association of Neonatal Therapists (NANT)

Types Of Insurance

Insurance is an agreement, spoken to by an arrangement, in which an individual or element gets money related security or repayment against misfortunes from an insurance agency. The organization pools customers' dangers to make installments more reasonable for the guaranteed. Protection arrangements are utilized to support against the danger of money related misfortunes, both of all shapes and sizes, that may come about because of harm to the guaranteed or her property, or from risk for harm or damage brought on to an outsider. There are a huge number of various sorts of protection strategies accessible, and for all intents and purposes any people or organizations can discover an insurance agency willing to guarantee them, at a cost. The most well-known sorts of individual protection approaches are auto, wellbeing, mortgage holders and extra security strategies.
Most people in the United States have no less than one of these sorts of protection. Organizations require exceptional sorts of protection arrangements that safeguard against particular sorts of dangers confronted by the specific business. A fast food eatery, for instance, needs a strategy that spreads harm or damage that happens accordingly of cooking with a profound fryer. A car merchant is not subject to this kind of hazard but rather requires scope for harm or damage that could happen amid test drives. There are additionally protection approaches accessible for particular needs, for example, abduct and emancipate (K&R), medicinal misbehavior and expert risk protection, likewise called mistakes and oversights protection. Protection Policy Components While picking an approach, it is imperative to see how protection functions. Two of the most critical parts of all protection approaches are the premium and the deductible. A firm comprehension of these two ideas goes far to helping you pick the strategy that is best for you. An approach's premium is just its cost, regularly communicated as a month to month cost. The premium is controlled by the insurance agency in light of your, or your business', hazard profile. For instance, in the event that you possess a few costly vehicles and have a past filled with heedless driving, you pay more for an auto strategy than somebody with a solitary mid-extend car and an immaculate record. In any case, unique back up plans may charge distinctive premiums for comparable arrangements, so finding the value that is ideal for you requires some legwork.
The second critical strategy part is the deductible. At whatever point you make a claim, you are required to meet a base out-of-pocket cost, or deductible, before the insurance agency pays for your misfortunes. Deductibles can apply per-strategy or per-guarantee contingent upon the safety net provider and the sort of arrangement. Arrangements with high deductibles are commonly less expensive on the grounds that the high out-of-pocket cost implies insureds are more averse to make little claims. With regards to medical coverage, for instance, individuals who have interminable medical problems or need normal therapeutic consideration ought to search for strategies with lower deductibles. In spite of the fact that the yearly premium is higher than a similar strategy with a higher deductible, less expensive access to restorative care during the time might be justified regardless of the exchange off. Insurance is an agreement between an individual (the policyholder) and an insurance agency. This agreement gives that the insurance agency will cover some bit of a policyholder's misfortune the length of the policyholder meets certain conditions stipulated in the protection contract. The policyholder pays a premium to get protection scope. In the event that the policyholder encounters a misfortune, for example, an auto collision or a house fire, the policyholder documents a claim for repayment with the insurance agency. The policyholder will pay a deductible to cover some portion of the misfortune, and the insurance agency will pay the rest. For instance, assume you have a property holders protection strategy. You pay $1,000 every year in premiums for an approach with a face estimation of $200,000, which is the thing that the insurance agency gauges it would cost to totally reconstruct your home in case of an aggregate misfortune. One day, an enormous rapidly spreading fire envelopes your neighborhood and your home consumes to the ground. You document a claim for $200,000 with your insurance agency. The organization favors the claim. You pay your $1,000 deductible, and the insurance agency covers the rest of the $199,000 of your misfortune. You then take that cash and utilize it to contract contractual workers to modify your home. When you purchase a protection approach, you're pooling your misfortune chance with the misfortune danger of every other person who has bought protection from a similar organization. On the off chance that you get your mortgage holders protection from Server farm, which offers significantly a larger number of property holders protection approaches than any of its rivals, you're uniting with a great many different mortgage holders to altogether secure each other against misfortune. Every mortgage holder pays yearly premiums;
Server farm gathered more than $15 billion in premiums in 2011, as per information from A.M. Best, a noteworthy protection appraisals organization. Just a little rate of mortgage holders will encounter misfortunes every year - 5.3% of safeguarded property holders recorded a claim in 2014, for instance. What's more, a large portion of those misfortunes will be generally little; the normal mortgage holders protection claim was for $11,402 in 2015, which is more than a great many people could easily pay out of pocket all alone, however a long way from a most dire outcome imaginable. Advance, the normal mortgage holder just documents a claim once every 9 or 10 years. Insurance agencies are along these lines ready to utilize the premiums from mortgage holders who don't document a claim in an offered year to pay for the misfortunes of property holders who do record a claim, which is called hazard pooling. It just bodes well to buy protection to cover huge misfortunes you can't without much of a stretch bear the cost of all alone. Couple of drivers who are found to blame in a noteworthy fender bender can stand to pay a huge number of dollars in another person's doctor's visit expenses, so they convey accident coverage that accommodates restorative installments to others. We have medical coverage on the grounds that in the event that we get a costly disease like malignancy, protection is the main way we'd have the capacity to pay for our treatment. It doesn't bode well to buy protection where the cost of scope is high to the point that you'll likely wind up paying for your whole potential misfortune in premiums whether you encounter that misfortune or not. Nor does protection bode well when you can easily stand to cover the misfortune yourself, which is the reason specialists for the most part exhort against protection strategies or service agreements for essential shopper hardware like cell phones and TVs. Insurance is accessible to give budgetary insurance against a wide assortment of misfortunes: 
• auto body harm from a pile up 
• house fires 
• apartment robberies 
• medical installments to inhabitants harmed in a fender bender 
• long-term inability 
• death of somebody that others depend on for budgetary or caretaking support 
• emergency room visits 
• surgery 
• a claim brought by a guest who slips and falls on your frosty entryway patio 
• help with essential exercises of every day living 
• and some more.
When you convey the correct sorts of protection in the correct sums, you'll be secured against possibly disastrous misfortunes that could send your life veering off kilter and pulverize your funds. In the following segment, we'll clarify a couple of more essentials of protection: the distinctive sorts of hazard and how to oversee them, what an insurable intrigue is and why you require it, how to purchase protection and how protection guaranteeing functions.

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